Continue your education with the resources below — and discover how the Fiduciary Freedom® Index can help you measure your retirement plan.
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The Fiduciary Freedom Index, or FFI, provides plan sponsors with a clear and objective assessment of their retirement plan. The analysis reviews areas such as plan fees, investments, plan design, fiduciary processes, participant support, and the overall value being delivered to the organization and its employees.
The FFI is designed to help plan sponsors understand more than whether their plan is compliant or competitively priced. It can also help the organization evaluate and track the return on its retirement plan investment.
Your retirement plan represents a meaningful investment by your organization. Employer contributions, administrative expenses, advisory fees, employee education, technology, and internal staff time all contribute to the total cost of maintaining the plan.
The FFI can help organize those costs and evaluate whether the company is receiving meaningful value in return. Depending on the information available, the FFI may help track indicators such as:
The objective is to help the organization move from simply measuring plan costs to understanding what those costs are producing.
This example frames the retirement plan as a company investment and measures the return the employer receives — connecting employer contributions, plan expenses, employee participation, match utilization, engagement, and retirement readiness to the value the organization gets for the money and resources it invests.
$173,500
Annual employer investment
79%
95 of 120 eligible employees participating
73%
Receive the full match — up 15 points
Positive
Employer value and employee outcomes improving
An estimated Retirement Plan ROI Score is calculated using weighted categories and scored from 1 to 100.
76
Positive ROI
The ROI score is an analytical indicator and not a guarantee of financial, investment, employee retention, or fiduciary outcomes.
Get a clear 0–100 FFI Score across fees, investments, plan design, and fiduciary processes, plus an ROI analysis of employer costs, company match, and plan value. Each pillar is scored 0–25, combining into your overall FFI Score and actionable recommendations.
It's an easy process — just three documents and 10 questions, and we handle the analysis.
A value of the ERISA Summit®: As part of your score, we'll connect you with a retirement plan fiduciary who will run and document the process with you — at no cost and with no obligation.
Complete the form below and a member of our team will reach out to guide you through the process.